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Ameer's Q & A: Guarantee (Dhaman), Insurance (Ta’meen) and Monopoly (Ihtikar)

First: In the book the Economic System, in the discussion of insurance there is an example that confused me, which is “'Give your clothes to a cleaner and I guarantee them if they are damaged' ... there will be a guarantor, a person guaranteed for and a guaranteed person, who is the unknown cleaner. How does this differ from the insurance company?
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Ameer's Answer to Question: Al-Qaffal al-Marwazi Sheikh Al-Kharasaniyin

“…the likes of al-Qaffal were advocating the closing of the door of Ijtihad.” I have searched for this scholar but I have found only two who I have not seen in their biography that they have closed the door of ijtihad, namely the al-Qaffal al-Shashi and al-Qaffal al-Marwazi. Both are on the Shafi'i’s Fiqh. So, who is the intended scholar in the book?
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Question & Answer: Trump's Withdrawal from the Nuclear Deal

We know that America is a state of institutions and that the outlines of America in international politics are governed by the institutions of governance in America, and not by the president. How do we explain that America ratified the nuclear agreement with Iran and considered it as a victory, and now Trump has withdrawn from it and considered it a victory?
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